Sustainable Banking

Sustainable Banking

TISCO Group places importance on creating a balance in business operations in economic, social and environmental dimensions. Environment, Social and Governance (ESG) challenges today pose risks to businesses and everyday life. Therefore, all sectors must adopt sustainable development guidelines and work together to achieve sustainable business and social development.​

As a financial intermediary that provides funds to the business and public sectors, TISCO Group attaches great importance to a prudent credit approval process in order to reduce risks and impacts such as climate change on ESG. TISCO Group has also formulated a Responsible Lending Policy as a guide to which executives and employees in related departments should adhere.

Designed to ensure the effective management of risks and impacts on ESG, this policy covers four areas, namely:

1. Corporate leadership for responsible lending

2. Participation of stakeholders

3. Internal mechanisms for implementation

4. Transparency.

This policy serves as a guide for handling retail loans, SME loans and corporate loans.